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Landlords Insurance

Up to £500,000 buildings cover and up to £50,000 contents cover. From £10 per month.

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Landlords Buy-to-Let Insurance

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Our Landlords Insurance policy offers up to £500,000 buildings cover and up to £50,000 contents cover. Legal Expenses, Rent Indemnity and Landlords Emergency Cover all available as optional extras.

Click the tabs for a detailed breakdown of cover.
Buildings Insurance (if selected)Buildings Insurance (if selected)
Sum insured£500,000 or £1 million
Accidental damage to glass/sanitary ware etc Included as standard
Accidental damage to underground drains etc Included as standard
Property owners’ liability £2,000,000
Alternative accommodation 20% of the sum insured, up to 24 months
Tracing the source of escaped water/oil £5,000
Escape of metered water charges £1,500
Replacing locks – loss/theft of keys£750
Buildings Insurance Cover Limit
Sum insured £500,000
Accidental damage to glass/sanitary ware etc Included as standard
Accidental damage by emergency services Included as standard
Accidental damage to underground drains etc Included as standard
Property owners’ liability £2,000,000
Alternative accommodation/loss of rent £100,000
Tracing the source of escaped water/oil £5,000
Escape of metered water charges £5,000
Unauthorised use of gas, electricity or water £5,000
Reinstating the buildings back to its original state following tenant alterations £5,000
Fire extinguishers £2,500
Sprinklers – refilling/replacement £2,500
Replacing locks – loss/theft of keys £1,000
Removal of illegally deposited property £750
Removal of bees/wasps/hornets nests £750
Contents Insurance Cover Limit
Sum insured £2,500, £5,000, £10,000, £15,000, £25,000, £30,000 or £50,000
Accidental damage to glass/mirrors etc Included as standard
Accidental damage by emergency services Included as standard
Liability for domestic staff £5,000,000
Property owners’ liability £2,000,000
Escape of metered water charges £5,000
Theft from an outbuilding £1,000
Replacing locks – loss / theft of keys £1,000
Contents left in the open £500
Contents temporarily removed for repair etc 20% sum insured
Accidental, Malicious & Theft Damage by Tenants Cover Limit
Accidental damage to buildings Sum insured
Accidental damage to contents Sum insured
Malicious damage by tenants to buildings £5,000
Malicious damage by tenants to contents £5,000
Theft damage by tenants to buildings Sum insured
Theft damage by tenants to contents Sum insured
Legal Expenses Cover Limit
Sum insured £75,000  Learn more >
Rent Indemnity Cover Limit
Sum insured £2,500 pm  Learn more >
Landlords Emergency Cover Cover Limit
Sum insured £1,000  Learn more >
Type of Tenants Acceptable?
Professional Yes
Retired Yes
Student Yes
DSS Yes
Asylum Seeker Yes

Landlords Buildings Cover

This policy covers damage to a property let out to tenants caused by events such as fire, storm, flood, escape of water, escape of oil, theft, collision or impact and subsidence.

  • Interest free monthly payments
  • Option to extend cover for accidental, malicious & theft damage by tenants
  • A choice of policy excess – £100, £250, £500 or £1,000
  • First-time buyer discount
  • Transfer any no claims history from a previous insurer
  • Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
  • Legal Expenses, Rent Indemnity and Landlords Emergency Cover all available as optional extras
  • Acceptable tenant types – Professional, Retired, Student, DSS, Asylum Seeker

Please refer to the Policy Documents for the full terms and conditions.

Landlords Contents Cover

Our contents policy covers damage to household goods caused by events such as fire, storm, flood, escape of water, escape of oil, theft, collision or impact, malicious damage and subsidence.

  • Interest free monthly payments
  • Option to extend cover for accidental, malicious & theft damage by tenants
  • A choice of policy excess – £100, £250, £500 or £1,000
  • First-time buyer discount
  • Transfer any no claims history from a previous insurer
  • Legal Expenses, Rent Indemnity and Landlords Emergency Cover all available as optional extras
  • Acceptable tenant types – Professional, Retired, Student, DSS, Asylum Seeker

Please refer to the Policy Documents for the full terms and conditions.